Lucas and Avery had been friends since their first job. Avery was the sensible one with money. She checked her budget, tracked her expenses, and kept part of her salary in a savings account for the future. Lucas was the opposite. Everyone knew he loved to spend — new clothes, dinners out, and last-minute weekend trips. If there was a way to waste money, Lucas could find it. One Thursday after work, Lucas arrived late at their usual café and looked worried. “Avery, can I borrow €150? I’ll pay you back next month. I had to make a big withdrawal for a surprise gift, and now I can’t afford my electricity bill.” Avery looked at his brand-new shoes and the take-away coffee he was holding. “Lucas,” she said, “maybe if you didn’t waste money on small things every day, you…